EMI Calculator

Calculate your EMI and compare the real cost of loans.

Loan Amount

₹

Interest Rate

% p.a.

Loan Tenure

years

Monthly EMI₹8,678

Principal₹10,00,000

Total Interest₹10,82,720

Total Amount₹20,82,720

52%Interest

● Principal

● Interest

Compare 3 Loans

Enter the charges for each bank to compare the actual cost of the loan, not just the EMI.

Bank 1

Bank NameInterest Rate (% p.a.)Processing Fee (₹)GST on Processing (₹)Documentation / Other Charges (₹)

Bank 2

Bank NameInterest Rate (% p.a.)Processing Fee (₹)GST on Processing (₹)Documentation / Other Charges (₹)

Bank 3

Bank NameInterest Rate (% p.a.)Processing Fee (₹)GST on Processing (₹)Documentation / Other Charges (₹)

Cost	Bank 1	Bank 2	Bank 3
Interest Rate
Monthly EMI
Total Interest
Processing Fee
GST
Documentation / Other
Total Upfront Charges
Total Cost of Loan

Total Cost of Loan = total EMI payments + upfront charges entered above. Actual bank charges may vary; verify the lender's current schedule of charges.

Repayment Schedule

Year-wise repayment for the main EMI calculation.